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As of September 1, 2024, several important changes in credit card rules will take effect across various banks in India. These updates will influence how reward points are earned and redeemed, payment deadlines, and the minimum amount due on your credit card statements. Staying informed about these changes can help you manage your finances better … Read more
In a significant move towards enhancing financial inclusion and digital banking services, the Reserve Bank of India (RBI) has introduced the Unified Lending Interface (ULI). This innovative platform is designed to streamline and expedite the loan disbursal process, particularly for rural and small-scale borrowers who often face delays and challenges in securing credit. What is … Read more
Pensions are essential for ensuring financial stability after retirement. The Unified Pension Scheme (UPS) is designed to provide a steady income to retirees, replacing their salary when they stop working. In this article, we’ll break down everything you need to know about UPS, compare it with the Old Pension Scheme (OPS), and answer the most … Read more